Our Process

OUR PROCESS

🚀 Our Process: Fast, Simple & Built for Investors!

Got Questions? We’ve Got Game-Changing Answers!

At B.A.M. Capital, we know time is money—and in real estate, the faster you move, the bigger your wins! That’s why our funding process is designed to be blazing fast, hassle-free, and built for serious investors like YOU.

Ready to secure capital at record speed? Let’s break it down.

⚡ How Fast Can You Get Funded?

  • Step 1: Apply Online – A few clicks, a few minutes—BOOM! You’re in.
  • Step 2: Expert Deal Review – We analyze & approve in just 24 hours.
  • Step 3: Instant Pre-Approval – Get a custom loan offer, tailored to your goals.
  • Step 4: Get Paid FAST – Receive funds in as little as 7-10 days!

🚀 Need it even faster? Ask about EXPRESS funding in just 3-5 days!

🎯 Why B.A.M. Capital? Because We Deliver.

  • Lightning-Fast Funding – Never miss a deal again.
  • Investor-First Terms – Loans built around your success.
  • Minimal Paperwork – No red tape, no nonsense.
  • High Approval Rates – Credit issues? We make it work.

💰 What Are the Terms & Fees?

  • Loan Term: 6 to 36 months
  • Interest Rates: Starting at 8%
  • Origination Fees: Just 1-3% of loan amount
  • LTV: Up to 75% (sometimes 90%!)
  • Prepayment: Flexible—NO hidden penalties
  • No Tax Returns Required

🏆 What’s a Hard Money Loan & Why Should You Care?

A hard money loan is your golden ticket to fast, flexible financing! Unlike bank loans that drown you in paperwork, our loans are asset-based—meaning we care about the property’s value, not just your credit.

  • Perfect for: Fix & Flips, Buy & Hold, Refinancing, & Commercial Investments!

📉 Minimum Credit Score? No Problem!

  • 600+ Credit Score? You’re good to go.
  • We focus on the property, NOT just your credit history!

📑 What Documents Do You Need?

  • Loan Application – Quick & painless
  • Property Appraisal Report – We verify its real worth
  • Purchase Contract / Refinance Details – We set you up for success
  • Proof of Funds – If needed
  • Valid ID & Business Entity Docs – For LLC investors

🚀 No endless paperwork. No hassle. Just results.

🏠 What Can You Use as Collateral?

  • Single-Family Investment Properties
  • Multifamily Apartments
  • Commercial Buildings (Retail, Office, Industrial)
  • Fix & Flip Projects

At B.A.M. Capital, we do ONE THING exceptionally well: get investors the capital they need—FAST. 💰💨

🚀 Want to close your next deal with confidence?

📞 Let’s make it happen. Contact us NOW!

💡 Email: info@bamcapitalus.com
🌐 Website: www.bamcapitalus.com
1-icon

QUICK APP


Complete our Quick App online. Within 24 hours roughly, we will review and discuss your loan submission. we will discuss various options or move your file straight into the next stage... 
2-icon

FULL APP


You will receive an email with a link to sign the LOI or Term Sheet and a link to complete the full application. Everything you entered on the quick app will populate and if you are a repeat borrower all your personal data will pre-populate. 
On submission of the full application, the system will ask you to upload required docs needed to process your loan. 
3-icon

PROCESSING/ UNDERWRITING


After we review your uploaded docs & start the underwriting process, look out for an automated email that will contain your loan status & required doc checklist. The checklist will show the status of each required doc. Make sure you click the link to upload the required docs if and when needed. 

NOTE: Underwriting may sometimes add new items, so always open/read the email notifications & check your loan status. 
4-icon

CLOSING


With our technology platform making it easy for all parties to collaborate in real time, we are able to close loans in 14 days or less. After closing your loan we will send you payment reminders and easy access to request draws in doing a rehab/construction loan. 

Ask us about our repeat borrower specials. 
Share by: